>> Friday, October 16, 2015
It's mid-October and I realized that I never did a recap or end-of-challenge blog post for the September Challenge. I really couldn't believe that the month went by so quickly.....but it was definitely an eye-opening, lesson-learning experience for me!
So what did I learn?
I learned that I CAN put money into savings and not think twice about spending it. I learned that I LIKE seeing the numbers grow in that savings account and that when I see that savings build up, it makes me think twice about wanting to spend. When I would spend money I didn't have, the account would be red, and I'd have to transfer money from savings to cover that. But now....I think twice.....but then I also find myself swinging to the other extreme at times-- not wanting to spend at all.
I learned that when I put my mind to it, I can avoid the impulse buys.....but I learned that I still have a long way to with controlling my emotions.....or rather, letting my emotions control me......as my binges proved. I learned that I can recognize those trigger emotions and try to come up with better coping techniques.
I learned that my organizational OCD tendencies can prove to be very beneficial when planning a budget and making sure that bills get paid on time. I starting marking bill due dates in my calendar and deducting them in the checkbook right away so that I can see - in black and white - where the money is going.
I learned that auto bill paying can be my best friend
I learned that I still have problems writing actual checks for bills where auto pay is not an option. I learned that I need to figure out why this is such a sticking point for me and come up with a better way to deal with this.
I learned that, while some unplanned expenses will pop up (i.e. car repairs, unexpected tickets from vacation, etc.), I can cope a little better knowing that I have a little bit of a savings cushion right now. (See point #1)
I learned that my compulsive spending has led to a minor case of hoarding and a big case of clutter. They go hand in hand for me. I learned that I'm not a big full-price buyer and that my compulsion is fueled by the thrill of finding good bargains and sales.
I learned that it's ok to let it all go. I learned that it feels so good to just give and not expect anything in return. I learned that this is something I want to continue to do in the months to come.
I learned that I still have a long way to go and that I will never have this 100% under control. I learned that each day will present it's own challenges and that only I can choose how to handle them. Some days I will succeed.....and some days I will fail big time......and that's ok.
As long as I learn and keep moving forward, it will all be ok........